Personalized Guidance

Expert Consultation

When a determination isn't enough, our flood zone specialists provide the expert guidance you need. From LOMA applications to zone dispute resolution, we're here to help.

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What We Help With

Our specialists cover the full range of flood zone challenges.

Zone Dispute Resolution

Believe your property is mapped incorrectly? Our team reviews the determination, analyzes elevation data, and advises on your best course of action.

LOMA / LOMR Assistance

We guide you through the Letter of Map Amendment or Revision process — from gathering required documentation to submitting to FEMA.

Insurance Guidance

Understand when flood insurance is required, how to estimate premiums, and whether a preferred-risk policy may be available for your property.

Map Interpretation

FEMA flood maps can be complex. Our experts interpret map panels, BFE lines, floodway boundaries, and zone designations in plain language.

Regulatory Compliance

Get advice on meeting federal and state flood determination requirements, including timing rules, force-placement procedures, and exam preparation.

Development & Construction

Planning a build in or near a flood zone? We advise on elevation requirements, floodproofing options, and permitting considerations.

How It Works

Getting expert help is straightforward.

1

Describe Your Situation

Email us or submit a support ticket with your property address and the issue you need help with.

2

Specialist Review

A flood zone specialist reviews your case, analyzes the relevant maps and data, and prepares a recommendation.

3

Receive Your Guidance

Get a clear, actionable consultation report with next steps, supporting documentation, and expert recommendations.

Who Benefits

Expert consultation for every stakeholder in the flood determination process.

Homeowners

Disputing your flood zone? Trying to remove a mandatory insurance requirement? We help you understand your options and navigate the LOMA process.

Lenders & Servicers

Complex compliance scenarios, multi-zone properties, or examiner findings — our team provides the expert analysis your compliance team needs.

Real Estate Professionals

Explain flood zone implications to clients with confidence. We provide clear answers you can pass along to buyers and sellers.

Builders & Developers

Understand floodplain development regulations, elevation requirements, and how to plan construction in or near mapped flood hazard areas.

Frequently Asked Questions

How much does a consultation cost?

Basic consultations related to an existing FloodCert determination are included at no additional charge. Complex cases such as LOMA preparation or multi-property portfolio reviews may involve a consultation fee — we'll provide a clear quote before any work begins.

What is a LOMA and do I need one?

A Letter of Map Amendment (LOMA) is an official determination by FEMA that a property or structure is not located in a Special Flood Hazard Area. If your property was built on fill or is at an elevation above the Base Flood Elevation, you may qualify. Our specialists can evaluate your situation and guide you through the process.

How quickly will I receive a response?

We respond to all consultation requests within one business day. Complex reviews that require map analysis or elevation data may take 3-5 business days to complete, and we'll keep you updated throughout.

Can you guarantee my property will be rezoned?

No — flood zone designations are determined by FEMA based on scientific and engineering analysis. What we can do is evaluate whether your property has a strong case for a map amendment, prepare the necessary documentation, and submit the application on your behalf.